INSURANCE

We are insured through the Erie Insurance Company.  Our policy number is Q******397, and our coverage is for $1 million per occurance.  We also are covered with a $2 million policy for for excess liability. 

We are not covered by Workman's Compensation.  As I am the owner, and Kenwyn is an independent contractor, we both are covered by our own personal disability insurance policies and we have exempted ourselves from Workman's Comp. 

WE ARE NOT BONDED.  Bonding is an option for when you have several employees who may be put in a position of responsibility and liability (i.e., someone who will be in your home and doing work there while you are away).  However, it is not required for directors or company officers, and as we are both officers of the company, well...